General Loan Terms

Loan Size
$20k to $5million
Interest Rate
Starting from 4%
Term
12 months - 30 years
Repayment Plan
Interest-Only, Normal Armotization
Loan to Value
Up to 85% LTV, Up to 85% LTC for Construction, Up to 100% for Build-Outs, TI’s, and Redevelopment Up to 50% LTV for Land
Coverage
1.20x – 1.30x using actual debt service (no stress test)
Prepay
No Prepayment Penalty
Recourse
Recourse and Non-Recourse are available
Collateral
All Commercial RE Property Types, including Specialty Uses and Land
Security Position
Senior Secured Interest (no equity and no mezz)